MIB reverses fraudulent motor claim worth £4m
The Motor Insurers’ Bureau has successfully reversed a fraudulent motor claim valued at around £4m.
The claim, which followed an incident involving an untraced driver, included costs for long-term care, loss of earnings and ongoing disability.
However, an MIB investigation, which was carried out with legal partner Keoghs and included surveillance and comprehensive evidence review, revealed clear inconsistencies between the claimant’s reported limitations and their actual day-to-day activities.
Subsequently, the court found the claim to be dishonest and dismissed it in full, marking the largest decision of its kind under the Untraced Drivers’ Agreement. MIB is now taking steps to recover interim payments made during the claim.
Dishonest claims
John Reynolds, controller strategic partnerships, and Sundeep Sindhu, large loss specialist at MIB, said: “This outcome sends a clear message that dishonest claims will not succeed. Our role is to ensure the fund is there for people who genuinely need support after being injured by uninsured or untraced drivers. By rigorously investigating claims where the evidence doesn’t align, we help protect both the integrity of the system and the insurance‑paying public.”
Paul Baxter, partner and deputy business unit director at Keoghs, added:
“This is a significant decision and reflects the strength of collaboration and detailed investigation. By identifying clear inconsistencies in the claim, we were able to support MIB in successfully defending what had become a substantial and fundamentally dishonest case.”
